🇮🇳 Indian citizens · 🇦🇺 Australia · Student
Student visa approval odds for Indian citizens going to Australia
The Australia subclass 500 student visa requires a Confirmation of Enrolment (CoE), meeting the Genuine Student requirement, health cover (OSHC), and financial capacity — either evidence of funds for travel, tuition and 12 months' living costs, or personal annual income of at least AUD$60,000 (AUD$70,000 if accompanied by family). One visa covers your whole course.
Last reviewed July 2026. Source: Australian Government — Department of Home Affairs .
Australia assesses a student visa on whether you are a genuine student who can fund and complete the course. As an approximate starting point, this route runs near a 87% base approval for Indian citizens — your finances, ties and history then push your personal odds up or down. Indian applicants form one of the largest applicant pools worldwide; outcomes hinge strongly on finances and travel history.
Estimate my personal oddsEstimate your personal odds
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Your trip
The essentials. Pre-filled if you came from a specific page.
Key requirements
- Confirmation of Enrolment (CoE) in a registered course
- Meet the Genuine Student requirement
- Overseas Student Health Cover (OSHC)
- Financial capacity — funds evidence or AUD$60,000 annual income
- English language, plus health and character checks
Money & funds
Evidence of funds covering travel + tuition + 12 months' living costs, OR personal annual income of at least AUD$60,000 (AUD$70,000 if accompanied by family members).
Typical timeline
Lodge after you have a CoE and OSHC; processing times vary by education sector and country — check Home Affairs current times.
Common refusal reasons
- Fails the Genuine Student requirement
- Financial capacity not demonstrated
- No valid Confirmation of Enrolment
- English language requirement not met
- Health or character concerns
What actually moves the needle
Admission to an accredited institution
This is the heart of student decisions for Australia. Make it concrete and documented rather than assumed.
Clearly documented funding for tuition and living costs
Officers weigh this alongside everything else — gather clear evidence before you apply.
A credible study plan that fits your background
Officers weigh this alongside everything else — gather clear evidence before you apply.
Context for India applicants
Indian applicants form one of the largest applicant pools worldwide; outcomes hinge strongly on finances and travel history. Your personal profile matters far more than any nationality-level pattern, so focus on the levers above.
Avoid the common pitfall
The most frequent reason this route fails is unclear funding or a course that does not fit your profile. Address it directly and you remove the biggest doubt.
Frequently asked questions
How much money do I need for an Australian student visa?
Either evidence of funds covering travel, tuition and 12 months' living costs, or proof of personal annual income of at least AUD$60,000 (AUD$70,000 with family).
What is the Genuine Student requirement?
It replaced the Genuine Temporary Entrant test. You must show you are a genuine applicant for study, via targeted questions about your circumstances, study plan, and ties.
Do I need health insurance for an Australian student visa?
Yes. Overseas Student Health Cover (OSHC) for the duration of your visa is mandatory.
Can I work on a subclass 500 student visa?
Yes, within the capped fortnightly hours during study periods and unlimited during scheduled breaks — check the current cap, which changes periodically.
Does one visa cover my whole course in Australia?
Yes. The subclass 500 is generally granted for the length of your course (plus a short buffer), so you don't reapply each year.